Products & Services

Home Loans

Standard Home Loans
A standard featured loan for owner-occupiers or investors. Generally suitable for borrowers who require a flexible loan with useful features whilst still receiving a competitive variable or fixed interest rate.

Fixed Rate Loans
Most of our loans can be fixed for a period. In a rising interest rate environment your fixed interest rate will not be affected by interest rate fluctuations and therefore remain unchanged, providing you with peace of mind.

Combo Loans
Are generally two loans packaged together to give the borrower the best of both worlds. This could include added features, loan accounts fixed and variable rates and more.

Lo Doc Loan
Designed for the self employed who is unable to provide all financial statements needed for a standard/full document loan. They have all the features of a Standard Loan without providing a load of paperwork.

Line of Credit
Is revolving line of credit facility that is available for personal, investment or business purposes. By depositing a combination of income and / or savings into your line of credit loan account, and each dollar will reduce the interest you pay on your loan. You can use your Line of Credit for things such as renovations, paying bills, or investing. The best thing about a Line of Credit is you only need to draw the amount you need, so you don't pay interest on the money you don't use.

Lo Doc Lines of Credit
They have all the features of a Standard Line of Credit without the paperwork.

No Doc Loans - Asset Lend
Where you don’t have to declare your income and the Bank lends you on the basis of the security given by you.

Commercial Loans and Leasing

Getting Commercial loan or any business related finance more often than not, is rather daunting. It requires addressing of specific issues, providing the right facts & figures to the lenders to be able to firstly get an approval and then the money - when you most require it. We understand this business very well and also know for fact that you need least disturbance in the running of your business, because your business is paramount & that’s what you do best.

That’s why when dealing with us, you will rid yourself of all the unnecessary pressure and anxiety – our experience and expertise will take over and you will be rewarded with the best finance option for your particular needs.

Provida has funding partnerships with a number of quality banks & financial institutions and above all is backed by its many years of specialised industry experience that will give you the edge resulting in saving you your precious time & money.

Commercial Loans
• Real Estate Purchase or Refinancing of existing property for using equity
• Property Construction & Development Finance
• Franchise Finance

Specialised Financing
• Inventory / Stock Financing
• Factoring / Debtor Finance
• Trade Finance

CHP and Lesing - Leasing & Hire Purchase
• Plant & Equipment
• Vehicle

Personal Insurances and Personal Loans
• Unsecured loans between $1,000 to $20,000
• Secured loans from $5,000 up to $50,000
• Loans for explicit purpose eg, car, personal equipment

Under the same roof Provida can also assist you with your personal Insurances, Superannuation and Managed Investment needs via its licensed Financial Services.